A starting character has 40 Experience Points to use for additional abilities. You may pick up disadvantages to gain up to an additional 15 XP. Each point of disadvantage is worth 1 XP. Any points of disadvantage you decide to pickup past 15 do not award further XP. In addition to this, every character may raise one non-void trait to 3 without spending XP.
Note: Each character must purchase at least one Minor Fortune's Curse or Minor Fortune's Blessing at creation.
When increasing traits and skills it is important to remember that no trait may be increased beyond rank 4, and no skill may be increased beyond rank 3 at creation. All traits start at rank 2, except those increased by your chosen Family and School. Increasing a trait costs XP equal to 4x the next rank for all traits except Void. Increasing Void costs 6x the next rank. You may never skip ranks when increasing traits (e.g. you may not increase void from rank 2 to 4, without first buying rank 3).
Skills may be purchased for a number of Experience Points equal to the next rank in the Skill. To purchase a Skill the character does not already possess costs 1 Experience Point to gain that Skill at rank 1. Increasing a Skill from 2 to 3 would cost 3 Experience Points. An Emphasis may be purchased for a Skill by spending 2 Experience Points. Emphases, and their related bonuses, are explained later in this chapter.
Advantages, Katas, and Kihos cost XP equal to the point value listed. Skill emphases cost 2 XP, and spells cost XP equal to 2x their Mastery Level.
The most important change to the way Insight is calculated is that rank 1 skills no longer grant any Insight. Instead, you gain a +1 Insight bonus at rank 3 of a skill, a +2 bonus at rank 5 of a skill, a +3 bonus at rank 7 of a skill, and a +5 bonus at rank 10 of a skill.
| Stat | Base | Bonus | Cumulative |
|---|---|---|---|
| Ring Ranks | 10 | 0 | 10/Rank/Ring |
| Skill Ranks | |||
| Rank 1 Skills | 0 | 0 | 0 |
| Rank 2 Skills | 2 | 0 | 2 |
| Rank 3 Skills | 3 | 1 | 4 |
| Rank 4 Skills | 4 | 0 | 5 |
| Rank 5 Skills | 5 | 2 | 8 |
| Rank 6 Skills | 6 | 0 | 9 |
| Rank 7 Skills | 7 | 3 | 13 |
| Rank 8 Skills | 8 | 0 | 14 |
| Rank 9 Skills | 9 | 0 | 15 |
| Rank 10 Skills | 10 | 5 | 21 |
| Insight Calculation: 10 * (Ring Rank [each]) + 2 * (# of Rank 2 Skills) + 4 * (# of Rank 3 Skills) + 5 * (# of Rank 4 Skills) + 8 * (# of Rank 5 Skills) + 9 * (# of Rank 6 Skills) + 13 * (# of Rank 7 Skills) + 14 * (# of Rank 8 Skills) + 15 * (# of Rank 9 Skills) + 21 * (# of Rank 10 Skills) + (Any Misc Bonuses) |
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